FantasyOnlyFans earnings calculator: what subscribers, price and messages actually pay out, before and after an agency
Every earnings calculator in this industry stops at the platform's cut. This one keeps going: what lands in your bank, what an agency would take from that, and how many subscribers you need for a number you have in mind.
Short answer
OnlyFans pays out 80% of what fans spend, on everything: subscriptions, messages, tips, pay-per-view. So 100 subscribers at $9.99 is $999 of fan spend and $799 in your bank. If an agency then takes 40% of net, you keep $479 of it.
The number that moves the result most is not the subscription price. It is what each subscriber spends beyond it, in messages and unlocks. A subscriber who pays $9.99 to subscribe and $15 a month in messages is worth two and a half subscribers who only subscribe, which is why chat coverage is the thing agencies charge the most for.
Move the sliders. The third box turns the question around: for a payout you have in mind, how many subscribers at your price.
Your month
In your bank, after the platform
$2,878
The other way round
Subscribers you need, at the price and spend above, with no agency
348
The platform share is 20% on every kind of fan spend. The agency share is applied to net, after that 20%, which is how a fair contract states it; some are quoted on gross, which costs 1.25 times as much. Nothing here is stored or sent anywhere.
Three things the calculator shows that a price list does not
The subscription is the smaller half
At $9.99 with $8 of messages and unlocks per subscriber, subscriptions are 56% of spend. Raise the messaging to $15 and they are 40%. On accounts that are actively worked, the subscription becomes the entry ticket and the income comes from what happens after it. That is also why the same 200 subscribers can pay out $1,600 or $4,000 depending on who is answering the messages.
An agency has to add more than it takes
Set the commission to 40% and your payout drops by 40%. For the agency to be worth it, the account has to grow by 67% just to get you back to where you were, which is the break-even arithmetic on its own page. The calculator above lets you see both numbers at once: what you keep now, and what the account would have to reach.
Price changes are smaller than they feel
Moving from $9.99 to $14.99 raises subscription revenue by half, but only if every subscriber stays, and only on the subscription part. On an account where messaging is most of the spend, a $5 price rise moves the total by a few percent. It is the cheapest experiment to run and usually the least consequential.
Real months, for scale
Three first months from accounts we built from zero, with the payout screenshots on the results page: $480, $632 and $607. At $9.99 with modest messaging, that is somewhere between 40 and 60 paying subscribers. Four months later the first of those accounts paid $32,486, which at the same price is over two thousand subscribers' worth, and it did not have two thousand subscribers. The difference is messaging, which is what the third slider is for.
Two limits to keep in mind. The screenshots are payouts, so the platform's 20% is already gone from them. And they are the accounts creators agreed to publish, not an average; most accounts, managed or not, pay out far less.
Common questions
How much does OnlyFans take?
20% of everything fans spend, on subscriptions, messages, tips and pay-per-view alike. Creators receive 80%. That is the only deduction the platform makes on earnings; payment processing is inside it, not on top.
How many subscribers do I need to make $1,000 a month on OnlyFans?
At $9.99 with no extra spending, 126 paying subscribers, because each pays $7.99 after the platform's 20%. With $5 a month of messages and unlocks per subscriber on top, 84. With $15, 50. The subscriber count depends far more on what each one spends beyond the subscription than on the subscription price itself.
Do agencies take their commission from gross or from net?
It depends on the contract, and it is the most expensive word in it. On net means after the platform's 20%; on gross means before. 40% of gross costs exactly what 50% of net costs. The calculator on this page applies the agency share to net, which is how a fair agreement states it. If yours says gross, multiply the rate by 1.25 to see the net equivalent, or use the converter on the published commission page.
What does an average OnlyFans creator earn?
Far less than the accounts on any agency's website, including ours. The median figures that circulate come from scraped samples and are estimates, but every one of them puts most accounts under a few hundred dollars a month. The three first months we publish, $480 to $632, are ordinary starting points. What is not ordinary is what happened afterward, and it did not happen on its own.
Is the subscription price or the messaging more important?
Messaging, on any account that is actively worked. The subscription is the entry ticket; messages, unlocks and tips are where most of the spend happens, and they are the part that scales with attention rather than with audience. That is also the part agencies charge the most for, because chat coverage is labor. A price change is the cheapest experiment and usually the least consequential.
Does this calculator include an agency's fees?
It includes a commission on net, which is how a fair contract works. It does not include upfront fees, setup charges or paid advertising billed to you, because a management agency should not have any; if an offer includes them, that is a red flag rather than a line item. Our own commission is 30% to 60% of net with nothing on top, and the reason for each end of the range is published.
Sources and corrections
The platform share of 20% is OnlyFans' published creator payout rate. The first-month figures are from three accounts we built from zero, published with the creators' permission and with the payout screenshots on the results page. The default slider values are illustrative, not averages, and the calculator makes no claim about what any account will earn.
If a figure here is wrong, email contact@fantasyrise.com.