FantasyThe questions to ask an agency on the call, and the answers that should worry you
Twelve questions, what a straight answer to each sounds like, and what it means when you do not get one. Fill the sheet in during the call and you leave with a document instead of an impression.
Short answer
Ask all twelve, even the ones the website already answered, and write the answers down as they are given. You are testing two things at once: the answers themselves, and whether they match what the agency publishes. A gap between the call and the website is more informative than either one on its own, and you will not remember the wording an hour later.
The three that matter most, if you only get to ask three: is the commission charged on gross or on net, who holds the login, and is commission charged on what I earn after I leave. Those are the three that cost real money and the three that are most often left vague.
An agency that answers all twelve without hedging has told you more in twenty minutes than any amount of reading. So has one that does not.
The call sheet
Fill this in during the call. When you are done, copy it out and keep it: when the contract arrives, you compare the document against what you were told, and any difference is the conversation to have before signing rather than after. Nothing you type here is sent anywhere.
Agency call record
Nothing recorded yet.
Fill the sheet in and your record appears here.
A record of what you were told, not a legal document. The agreement governs, and where the two disagree it is worth asking which one is wrong before you sign anything.
What each question is actually testing
1. What exactly is the commission, and is it charged on gross or on net?
This is two questions and you need both answers. A percentage without a basis is not a price. On $10,000 of gross the same 40% is $800 a month apart depending on the answer. More on this.
A good answer: A number, a basis, and what changes it. "40% of net, 50% if we front equipment."
An answer that should worry you: "It depends on your situation, we'll discuss it after we see your numbers." The rate can genuinely depend on scope. Refusing to name a range does not follow from that.
2. What does that cover, and what costs extra?
The commission is not the whole price if advertising, content production or tools are billed separately. More on this.
A good answer: A list of what is included and an explicit statement that nothing else is billed, or a clear list of what is.
An answer that should worry you: Extras that appear later as line items on a statement. Ask for the list in writing now.
3. Who holds the login to my account, and who types the password?
Whoever holds the credentials controls the account, the money and your ability to walk away. Most agencies work an inbox through a CRM, which is fine in itself; the question is who enters the password into it. More on this, and how we do it.
A good answer: "You do, always. You connect the account to the CRM yourself, we never see the password, and you can disconnect it whenever you like."
An answer that should worry you: "We need it to work the account." Also "we only need your credentials once", which sounds reassuring and is still a handover: after it, the password exists somewhere you do not control. Both are choices rather than technical necessities.
4. Do payouts go to my own bank, or through you?
If money passes through the agency, its statement is the only record you have of what came in. More on this.
A good answer: "Straight from the platform to your bank. We invoice you for commission."
An answer that should worry you: Anything that routes your earnings through an account you cannot see.
5. Is there a minimum term, and what is the notice period?
A minimum term is legal and disclosed ones are not the problem. Undisclosed ones and silent renewal are. More on this.
A good answer: A term or the absence of one, a notice period in days, and the same rules on both sides.
An answer that should worry you: A notice period that binds you for months and them for days. Look for the asymmetry, not the length.
6. Is commission charged on what I earn after I leave? For how long?
A post-termination clause can halve your take-home for months while nobody is working your account. More on this.
A good answer: "No." Or a disclosed period, in writing, with a percentage and an end date.
An answer that should worry you: A vague answer here is the single most expensive one on this sheet.
7. What happens to my content when the agreement ends?
Old content still circulating after a creator leaves is a documented pattern in this industry. More on this.
A good answer: "You own it throughout. Our license ends with the agreement and we delete what we hold."
An answer that should worry you: A license with no end date, or one that survives termination.
8. Who actually messages my fans, and are they in-house?
Someone will be writing as you. Who they are, and whether they are trained, is most of what you are buying. More on this, and our own answer, in numbers.
A good answer: A straight answer about who, how many, and how they are trained and supervised.
An answer that should worry you: Evasion. The question is normal and every agency knows the answer.
9. If my content is leaked, who sends the takedown and how fast?
Leaks happen to everyone. The controllable part is how long each copy stays up. More on this.
A good answer: A described process, and a name for who does it. Bonus if the notice goes out under their name rather than yours.
An answer that should worry you: "We guarantee it will never happen." Nobody can, and the promise tells you they will not handle it.
10. Can I speak to a creator who works with you now?
The single best check available to you, and the one most agencies quietly decline. More on this.
A good answer: A yes, and an introduction arranged within a few days.
An answer that should worry you: "Our creators value their privacy." A real answer, and also the easiest thing to hide behind. Ask whether one would speak anonymously.
11. Do I pay anything before my first payout?
Upfront fees in this industry are rare among serious agencies and common among the other kind. More on this.
A good answer: "Nothing." Or a clearly explained cost with a reason.
An answer that should worry you: Setup fees, onboarding fees, or a required purchase from a named supplier.
12. Can you send me the agreement to read on my own time?
Not really a question about the contract. It is a question about whether they will pressure you. More on this.
A good answer: It arrives that day, with no deadline attached.
An answer that should worry you: Any version of "this offer is only good until Friday".
After the call
- Copy your record out and keep it before you do anything else, while the wording is fresh.
- Ask for the agreement in writing and read it against your notes. The commission figure, its basis, the term, the notice period, the post-termination clause and the content license are the six places the document and the call most often diverge.
- Do the arithmetic on your own numbers. A commission is only worth paying if the growth clears it. The break-even calculator takes about a minute.
- Take the reference call if they offered one. It is worth more than everything else on this page.
- Do not decide on the call. Any agency worth signing with will still be there next week, and one that will not be has told you something.
If you are already with an agency and reading this because something feels wrong, the sheet is the wrong tool. Reconciling one month against the platform turns a feeling into a figure, and the notice letter is there if it comes to that.
Our own answers, so you can use the sheet on us
A checklist written by an agency is worth exactly as much as that agency's willingness to be measured by it. Ours, in the same order:
| Question | FantasyRise |
|---|---|
| Commission, and gross or net | 30–60% of net, published, upper end when we front startup costs |
| What it covers, what costs extra | Management, chat, marketing, content protection. Nothing billed separately |
| Who holds the login | The creator, always, during and after |
| Where payouts go | Platform straight to the creator's own bank |
| Minimum term and notice | No minimum term, no notice period. Leave any time |
| Commission after leaving | None |
| Content when it ends | Yours throughout. Our license ends with the agreement |
| Who messages fans | 15 chatters employed by us, 24/7, trained before their first live message, four in five with us over two years. Names and performance in your dashboard. The full page |
| Leaks and takedowns | Included, not sold separately. The method is published |
| Speak to a current creator | Yes, we arrange it. Anonymously if she prefers |
| Anything before the first payout | Nothing |
| Contract to take away | Sent the same day, no deadline |
Two of those are worth flagging as things we are not: we are small, five creators now, so if you want the resources of a hundred-person operation we are the wrong answer and the comparison page names who is not. And roughly 95% of applications are turned down, so this sheet may end with us saying no.
Common questions
What questions should I ask an OnlyFans management agency?
Twelve, and the three that cost the most money are: what exactly is the commission and is it charged on gross or on net, who holds the account login, and is commission charged on earnings after the agreement ends. The others cover what the commission includes, where payouts go, the minimum term and notice period, what happens to content at the end, who actually messages fans, how leaks are handled, whether you can speak to a current creator, whether anything is payable before the first payout, and whether the contract can be sent to read on your own time. Write the answers down during the call and compare them against the contract when it arrives.
What are the warning signs on a call with an agency?
A percentage quoted without saying whether it is charged on gross or on net; a requirement to hand over your account login; a notice period that binds you for months and them for days; a vague answer about commission after you leave; a guarantee that your content will never be leaked, which nobody can honestly make; a refusal to arrange any contact with a current creator; fees payable before your first payout; and any deadline attached to the offer. Individually most have innocent explanations. Together they are a pattern. The full list of seventeen, with the five that are dealbreakers on their own, is on the red flags page.
Should I sign on the call?
No. Ask for the agreement in writing, read it away from the conversation, and check it against what you were told. An agency worth signing with will still be available next week and will not attach a deadline to the offer. Pressure to decide immediately is itself the answer to a question you did not have to ask.
Is it rude to ask an agency all of this?
No, and the reaction is part of the test. You are considering handing someone a share of your income and access to your business. Every question on this sheet is one a competent agency answers several times a week, and the ones that find it insulting have told you how the working relationship would go.
What if the agency's answers do not match its website?
Ask which one is wrong, directly, and get the answer in writing. Websites go stale for innocent reasons and a good agency will simply correct it. What matters is which direction the discrepancy runs: a published rate lower than the quoted one, or a published notice period shorter than the contract's, is the version worth taking seriously.
Sources and corrections
The questions come from management agreements creators have brought to us and from our own operations, not from a survey. The good-answer and worrying-answer patterns are our reading of those documents and conversations, offered as a way to interpret what you hear rather than as findings about any named agency. Nothing here is an allegation about anyone.
This is a checklist, not legal advice. Where real money is at stake, a lawyer reading your specific agreement is worth more than any sheet.
If you think a question is missing or a judgment here is wrong, email contact@fantasyrise.com. We would particularly like to hear from agencies who think a question is unfair.